When filing a car accident claim, many of us make several mistakes. The main reason is the lack of knowledge and understanding of the terms and conditions. Moreover, we all make mistakes while filing forms, including the name, address, and contact details. If you file this claim without the help of a lawyer, no one can tell you about your mistakes. That’s why, you should have a lawyer with you if you have had an accident. He can give you insights into filing a claim without any mistakes.
Common mistakes to avoid when filing an accident claim
At the time of filing a car accident claim, you need to be extra cautious because a small mistake can ruin your chances of obtaining a fair amount. A few of these mistakes have been elaborated on below:
Relying on the insurance company to explain terms and conditions
No one actually reads the terms and conditions written in the contract of insurance products. Even if we try, we will not be able to understand them because of the lingo and lack of knowledge. However, insurance companies may twist the facts for their own good. You should not trust what they say. Instead, it is a good idea to get in touch with a lawyer who understands these regulations as per the state laws.
Accepting the settlement offer too soon
Unless you are financially drained completely, you should not accept the settlement offer because these companies start very low and wait for your response. Since a lawyer deals in such cases quite often, he will negotiate with them and present them with counteroffers. He ensures that you get what you deserve.
Don’t let them record any statements
The insurance company may contact you to discuss the facts of the case. In many cases, they record your statements and use them against you at the time of assessing the claim. Even when the case is pending in court, the company can use these statements to prove that you are lying. That’s why, it is recommended not to say anything without the presence of your lawyer.
Denying pre-existing medical condition
If you have any pre-existing medical condition, you should not hide it from the doctor, lawyer or the insurance company. If these facts are uncovered afterward, it can hurt your case badly.
A good car accident lawyer can help you win a fair settlement.