APSHCL: A Guide to the Andhra Pradesh State Housing Corporation Limited

The Andhra Pradesh State Housing Corporation Limited (APSHCL) is a government agency that aims to provide affordable and quality housing for the poor and marginalized sections of society in the state of Andhra Pradesh. We will explore the history, vision, mission, role, schemes, and achievements of the APSHCL.

History of APSHCL

The APSHCL was incorporated on 5th July 1979 under the Companies Act as a techno-financial company. The APSHCL was established to assist low-income groups, both financially and technically, with the construction of permanent (pucca) houses. The APSHCL also acts as the nodal agency for implementing various centrally-sponsored and state-sponsored housing schemes in Andhra Pradesh.

Vision and Mission of APSHCL

The vision of the APSHCL is to bring dignity to each and every below poverty line (BPL) family by providing them with a pucca house. The mission of the APSHCL is to ensure housing for all by 2024 through various schemes and initiatives.

Role of APSHCL

The role of the APSHCL is multifaceted and includes the following aspects:

• Providing financial assistance to the beneficiaries as per the norms and guidelines of various schemes.
• Providing technical assistance to the beneficiaries through trained engineers and work inspectors.
• Propagating cost-effective and eco-friendly building components and technologies.
• Supplying construction material to the beneficiaries at their discretion.
• Monitoring and evaluating the progress and quality of the housing projects.
• Coordinating with various stakeholders such as central government, state government, local bodies, banks, NGOs, etc.

Schemes of APSHCL

The APSHCL implements various schemes for different categories of beneficiaries such as rural poor, urban poor, women, SCs, STs, minorities, etc. Some of the major schemes are:

• Pradhan Mantri Awas Yojana (PMAY): This is a flagship scheme of the central government that aims to provide housing for all by 2022. The scheme has two components: PMAY-Rural and PMAY-Urban. The APSHCL is the nodal agency for both the components in Andhra Pradesh. The scheme provides a subsidy of Rs. 1.5 lakh to Rs. 2.5 lakh per house depending on the category and location of the beneficiary.
• YSR Housing Scheme: This is a state-sponsored scheme that was launched in 2019 by the Chief Minister of Andhra Pradesh, Y.S. Jagan Mohan Reddy. The scheme aims to provide free pucca houses to all eligible BPL families in rural and urban areas. The scheme also provides land to the landless beneficiaries. The scheme has a budget allocation of Rs. 28,000 crore for 2020-21.
• NTR Rural Housing Scheme: This is another state-sponsored scheme that was launched in 2016 by the previous Chief Minister of Andhra Pradesh, N. Chandrababu Naidu. The scheme aims to provide pucca houses to rural poor with a subsidy of Rs. 1.3 lakh per house. The scheme also provides an additional incentive of Rs. 50,000 for SC/ST beneficiaries and Rs. 25,000 for other beneficiaries who complete their houses within one year.
• NTR Urban Housing Scheme: This is a similar scheme for urban poor with a subsidy of Rs. 2.5 lakh per house. The scheme also provides an additional incentive of Rs. 50,000 for SC/ST beneficiaries and Rs. 25,000 for other beneficiaries who complete their houses within one year.

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Achievements of APSHCL

The APSHCL has achieved remarkable results in providing housing for the poor and marginalized sections of the society in Andhra Pradesh. Some of the notable achievements are:

• As of March 2023, the APSHCL has constructed more than 20 lakh houses under various schemes in rural and urban areas.
• As of March 2023, the APSHCL has grounded more than 15 lakh houses under PMAY-Rural and PMAY-Urban in Andhra Pradesh.
• As of March 2023, the APSHCL has completed more than 10 lakh houses under YSR Housing Scheme in Andhra Pradesh.
• As of March 2023, the APSHCL has completed more than 5 lakh houses under NTR Rural Housing Scheme and NTR Urban Housing Scheme in Andhra Pradesh.

Conclusion

The APSHCL is a key player in providing affordable and quality housing for the poor and marginalized sections of the society in Andhra Pradesh. The APSHCL has implemented various schemes and initiatives to fulfill the vision and mission of housing for all by 2024. The APSHCL has also achieved remarkable results in terms of the number and quality of houses constructed under various schemes. The APSHCL is committed to continue its efforts to bring dignity and happiness to the BPL families in Andhra Pradesh.