LIC Online Payment: How to Pay Your LIC Premium Online Easily and Securely
The Life Insurance Corporation of India (LIC) is the largest and most trusted life insurance company in India, with millions of policyholders across the country. LIC offers various types of policies, such as term insurance, endowment, money back, pension, etc., to cater to the diverse needs and preferences of its customers.
If you are one of the LIC policyholders, you must be aware of the importance of paying your LIC premium on time, to avoid any penalty, lapse, or loss of benefits. However, paying your LIC premium offline, by visiting the LIC branch or agent, can be time-consuming, inconvenient, and risky, especially in the current scenario of the COVID-19 pandemic.
That is why LIC has introduced the LIC online payment service, which allows you to pay your LIC premium online, using the LIC online payment portal, from anywhere and anytime, without visiting the LIC branch or agent. The LIC online payment service is easy, fast, secure, and hassle-free, and offers various benefits and features to the LIC policyholders.
How to Register on the LIC Online Payment Portal?
To pay your LIC premium online using the LIC online payment portal, you need to register on it with your policy number, mobile number, and email ID. You can register on the LIC online payment portal by following these simple steps:
- Visit the official website of the LIC online payment portal, https://ebiz.licindia.in/D2CPM/#Login.
- Click on the “New User” button on the homepage.
- Enter your policy number, premium amount, date of birth, mobile number, and email ID, and click on “Proceed”.
- Create a user ID and password, and set a security question and answer, and click on “Submit”.
- You will receive a confirmation message on your mobile number and email ID.
- You have successfully registered on the LIC online payment portal.
How to Pay LIC Premium Online on the LIC Online Payment Portal?
To pay your LIC premium online on the LIC online payment portal, you need to login with your user ID and password, and select the policies and the payment mode. You can pay your LIC premium online on the LIC online payment portal by following these simple steps:
- Login to the LIC online payment portal with your user ID and password.
- Click on the “Pay Premium Online” link on the dashboard.
- Select the policies that you want to pay the premium for, and click on “Check & Pay”.
- You will see the premium amount, due date, and grace period of your selected policies on the screen.
- Click on “Proceed to Payment” to proceed to the payment gateway.
- Select the payment mode of your choice, such as net banking, credit card, debit card, UPI, etc., and enter the required details, such as bank name, card number, CVV, etc., and click on “Pay Now”.
- You will receive a confirmation message and a receipt on your mobile number and email ID.
- You have successfully paid your LIC premium online on the LIC online payment portal.
What are the Benefits of Paying LIC Premium Online on the LIC Online Payment Portal?
Paying your LIC premium online on the LIC online payment portal offers various benefits, such as:
- It saves your time and effort, as you do not have to visit the LIC branch or agent to pay your premium.
- It is convenient and flexible, as you can pay your premium from anywhere and anytime, using any device, such as desktop, laptop, tablet, or smartphone.
- It is secure and reliable, as it uses a secure and encrypted payment gateway and provides a confirmation message and a receipt for every transaction.
- It is hassle-free and easy, as it does not require any paperwork, checks, or cash, and has a simple and user-friendly interface.
- It is eco-friendly and cost-effective, as it reduces paper consumption and printing costs and saves fuel and transportation costs.
What are the Features of the LIC Online Payment Portal?
The LIC online payment portal has various features that make it user-friendly and convenient, such as:
- It allows you to pay your premium for multiple policies in one go, as well as for policies of your family members or friends, using the same login credentials.
- It allows you to view your premium calendar, premium history, policy status, policy details, bonus status, loan status, claim status, etc., on the portal.
- It allows you to download or print your premium receipt, premium-paid certificate, policy bond, etc., on the portal.
- It allows you to update your personal details, such as address, mobile number, email ID, bank account details, nominee details, etc., on the portal.
- It allows you to register for various services, such as SMS alerts, email alerts, e-statements, etc., on the portal.
What are the Tips for Paying LIC Premium Online on the LIC Online Payment Portal?
To pay your LIC premium online on the LIC online payment portal smoothly and safely, you can follow these tips:
- Register on the LIC online payment portal as soon as possible, and do not wait for the last date of payment, to avoid any delay or inconvenience.
- Keep your policy number, premium amount, mobile number, and email ID handy while registering and paying your premium on the portal.
- Use a strong and unique password, and change it periodically, to protect your account from any unauthorized access or misuse.
- Do not share your user ID, password, or OTP with anyone, and do not click on any suspicious links or attachments, to prevent any phishing or fraud.
- Check your premium amount, due date, and grace period before paying your premium on the portal, and also verify your payment mode and details to avoid any error or mistake.
- Keep a copy of your confirmation message and receipt, and also check your bank statement to ensure that your payment has been successful and credited to your policy account.
How to Contact the LIC Online Payment Portal for any Assistance or Query?
To contact the LIC online payment portal for any assistance or query, you can use the following modes:
- Email: onlinepayments@licindia.com
- Phone: 022-6827-6827 (Monday to Friday, 10:00 AM to 6:00 PM)
- Chat: Click on the “Chat with us” button on the homepage of the portal.
- Feedback: Click on the “Feedback” button on the homepage of the portal, fill out the feedback form with your name, email ID, mobile number, and query or suggestion, and click on “Submit.”
Conclusion:
The LIC online payment portal is a useful and innovative service that allows you to pay your LIC premium online, using the LIC online payment portal, from anywhere and anytime, without visiting the LIC branch or agent. The LIC online payment portal is easy, fast, secure, and hassle-free, and it offers various benefits and features to LIC policyholders.
